You’re probably asking, where should I invest my money right now? You might be a bit liquid and you don’t want your cash to be unproductive. It’s an appropriate time to ask for the help of Weber Global, an investment advisory firm.

WHAT IS INVESTMENT ADVICE?

It is any guidance or recommendation that strives to inform, educate or guide an investor with opportunities for investment in a product, a series of products or a business.

To be able to give investment advice, individuals should be licensed as Registered Investment Advisors. RIAs have legal obligations to recommend anything that is in the best economic interest of the client, disclose and authenticate all relevant details and also avoid conflict of interest. This is the fiduciary standard that should be adhered to.

To be in sound financial shape, you have to be paid what you are worth and spend less than what you’re earning. This looks like a simple rule, but many people struggle with this.

Always stick to a budget, no matter what. When you are already off budget, stop spending already. Be able to contribute to an retirement plan which will help you with your expenses and cost of living when you are in your 60s and beyond. When you’re still employed, maximize your employment benefits so that you won’t have to dig deep into your pockets for unforeseen circumstances.

Do all the above and more. Your investment advisor will be coming into the picture when you’ve already stashed away investable funds which you have accumulated from your own wise personal financial planning.

KNOW WHAT YOU’RE INVESTING INTO

Aside from investing in a business which you should have some expertise, there are several investment products which your investment advisor will recommend. They are money market funds, government bonds, mutual funds, index funds, exchange traded funds and more. When you invest in a business, as Warren Buffet says, you only invest in a business which you know and nothing more. Never invest in an economic enterprise you don’t understand.

There are too many business and investment opportunities that abound and you shouldn’t get hung up on one business because it sounds to good to be true. Your investment advisor will assist you in this decision making.

Let your chosen investment advisory firm be your partner in choosing the right investment vehicles and businesses for you. It has specialists who are trained in the enhancement of existing funds of their clients to be put to productive and profitable use for their benefit.